BEMBE DOESN’T NEED IMMEDIATE
TREATMENT SO HIS POLICY WON’T
MAKE AN IMMEDIATE PAYOUT

Prostate cancer

Fortunately, Bembe’s prostate cancer is low grade, so his Consultant just wants to keep him under observation for the time being. But…

Bembe’s critical illness policy won’t pay out. Apparently, his cancer isn’t critical enough because he doesn’t need immediate treatment or surgery.

So, Bembe’s now facing an uncertain future. He’s not sure if or when he’ll need treatment and if or when his policy will pay out.

Bembe is not alone

1 in 8

men will be diagnosed with prostate cancer in their lifetime

Source: Prostatecanceruk.org, About prostate cancer, July 2019

1 in 4

are diagnosed with a Gleason score of 6 or below and deemed to
be low risk

Source: CI Expert, August 2020

only 4%

of those with low risk prostate cancer undergo treatment

Source: CI Expert, August 2020

THAT’S WHY, AT GUARDIAN, WE DO THINGS DIFFERENTLY

Unlike other providers who only pay out if the customer needs surgery or treatment, we pay out an additional 25% of the sum assured up to a maximum of £50,000 if they’re diagnosed with a Gleason score of between 2 and 6 (inclusive) and just placed under observation, which happens in most cases.

What's more, if the cancer progresses and the Gleason score increases to at least 7 or T2b and the customer then goes on to require treatment or surgery, we’ll make a further payment of the full sum assured.

For us, prostate cancer is critical whether the customer is under observation
or in need of surgery or treatment.

So, don’t recommend the critical illness cover the portals put first.
Recommend the critical illness cover that puts your clients first.

To view our Critical Illness Protection definitions in detail, visit our main website.

WHAT ELSE YOU NEED TO KNOW

BECKY AND DUAL LIFE

BECKY AND
DUAL LIFE
PETE AND TERMINAL ILLNESS

PETE AND
TERMINAL ILLNESS
CHEN AND CRITICAL ILLNESS

CHEN AND
CRITICAL ILLNESS

BOOK A ONE-TO-ONE PRODUCT BRIEFING

To find out more about what makes a Guardian policy a better policy, book a product briefing with one of our Account Managers.

Simply complete our online booking form and we’ll call you back.

LIFE. MADE BETTER.